Recovering from a disaster alone can lead to physical, mental, and emotional exhaustion. Now, try interpreting a complex insurance policy, coverage issues, and the burden to prove every detail of your loss to the insurance company. Dealing with destruction to your property from a disaster is not something you can take on alone.
There are three types of “adjusters” who you may interact with over the course of the claim.
Public Insurance Claims Adjusters are by law, experts who work exclusively for the policyholder and never for the insurance company. Following a disaster, Public Insurance Claims Adjusters prepare detailed scope and cost estimates many times using experts to prove the loss. Public Insurance Claims Adjusters also review and interpret the insurance policy to determine covered and uncovered items and to negotiate with the insurance company to a final and fair settlement.