Paul Definis — Public Adjuster for Delaware County & Philadelphia Property Owners
When a storm hits your home or business, the insurance company sends its own adjuster to inspect the damage. That adjuster is trained, experienced, and working entirely for the insurance company — not for you. Paul Definis is a licensed public adjuster serving Media 19063, Rose Valley 19063, Springfield 19064, Moylan 19065 and all of Delaware County Pennsylvania. Paul reviews your policy, documents the full extent of the storm damage, and negotiates directly with the insurance company to make sure your claim is settled fairly. There is no upfront cost. Paul is paid a small contingent fee from the settlement itself, only after your claim is resolved.
"Used their services 3xs. Extremely happy and satisfied."
— Ron Nicgorski"Thank you for a great job!"
— Glenda Santiago
Storm damage claims are among the most complex property insurance disputes. Insurance companies routinely classify legitimate wind and hail damage as pre-existing wear and tear to reduce or deny payment. A fast inspection by the insurance company's adjuster — conducted before the full scope of the damage is visible — can result in a settlement that doesn't cover the actual cost of repairs. Paul Definis inspects the property thoroughly after a storm, documents the actual cause and full extent of the damage including roof damage, siding damage, window damage, structural damage, and interior water intrusion, and provides the written evidence needed to challenge the insurance company's initial determination. Before you accept any offer on a storm damage claim in Media or Rose Valley, call Paul Definis at 610-721-4199.
Wind damage is one of the most frequently disputed causes of property damage in insurance claims. Insurance companies often attribute legitimate wind damage to pre-existing maintenance issues or deny claims by arguing that the wind speed was insufficient to cause structural damage. Paul Definis documents wind damage with photographs, written estimates, and storm records that establish the actual cause of the loss. High winds can strip shingles, damage siding, break windows, collapse fences, and drive debris into structures — all of which must be documented separately and presented as a unified claim to make sure every category of the loss is included in the settlement. If your property in Springfield 19064 or Moylan 19065 sustained wind damage, call Paul Definis before the insurance company closes the initial inspection.
Hail damage is one of the most underreported and undervalued categories in property insurance claims. Insurance companies frequently minimize hail damage by classifying it as cosmetic rather than functional, which allows them to offer far less than the actual replacement cost. Functional hail damage — damage that affects the performance and lifespan of roofing, siding, gutters, and windows — is covered under most standard homeowners policies. Paul Definis documents hail damage thoroughly, identifies every affected surface, and presents the claim with the evidence needed to establish that the damage is functional and covered. Before your insurance company closes your hail damage claim in Media, Rose Valley, Springfield, or Moylan, call Paul Definis at 610-721-4199.
After a storm causes structural damage to your home or business, securing the property immediately is critical. Emergency board up, roof tarping, temporary window replacement, and debris removal are all necessary to prevent further damage — and every cost associated with that emergency work is a legitimate part of your insurance claim. Insurance companies sometimes dispute emergency mitigation costs or exclude them from the settlement when they are not properly documented. Paul Definis documents all emergency storm mitigation work as part of the full claim so nothing is left out of the settlement. If your property in Media, Rose Valley, Springfield, or Moylan needs emergency storm damage assistance, call Paul Definis at 610-721-4199 before the insurance company closes your initial inspection.
Paul Definis has assisted homeowners and business owners with storm damage insurance claims across Delaware County, Northeast Philadelphia, and the surrounding region for over 30 years. Storm losses involving wind, hail, fallen trees, roof damage, structural damage, and interior water intrusion all require different documentation strategies and different evidence to support the claim. Paul knows how insurance companies evaluate storm claims, what documentation is required to challenge a low estimate or a wear-and-tear exclusion, and how to present a complete claim that recovers the full value of the loss. Most homeowners file a storm damage claim only a few times in their lives. The insurance company's adjuster handles hundreds every year. Before you sign anything on a storm damage claim in Media 19063, Rose Valley 19063, Springfield 19064, Moylan 19065, or anywhere in Delaware County, call Paul Definis at 610-721-4199.
Filing a hurricane insurance claim is where most property owners lose money without realizing it. Insurance companies apply separate hurricane and windstorm deductibles, split the loss into wind versus water to shift part of the damage onto a flood policy you may not carry, and close the file before the full scope of the damage is documented. Paul Definis handles the hurricane claim from the start — reviewing your policy, documenting every category of the loss, and negotiating directly with the insurance company so the settlement reflects the real cost of the damage. If your home or business anywhere in Pennsylvania, New Jersey, or Delaware suffered hurricane or tropical storm damage, call Paul Definis at 610-721-4199 before you accept the insurance company's estimate.
A tornado or severe wind event can destroy a home in seconds, and the insurance claim that follows is one of the most complex a property owner will ever file. Insurance companies frequently underestimate the full scope of a tornado loss — the hidden structural damage, the debris impact, and the emergency work needed to secure the property before further damage sets in. Paul Definis documents the complete tornado loss, itemizes every category of damage, and negotiates the claim directly with the insurance company so nothing is left out of the settlement. If your home or business anywhere in Pennsylvania, New Jersey, or Delaware suffered tornado or severe wind damage, call Paul Definis at 610-721-4199 before the insurance company closes the file.
After a hurricane, the property has to be restored to the condition it was in before the storm — and that restoration is a covered part of your insurance claim when it is documented correctly. Hurricane damage restoration involves emergency board up, roof tarping, water extraction and drying, structural repair, and rebuilding. This is where Paul Definis is different from a restoration contractor. Paul documents the full hurricane loss and gets your claim approved first, then coordinates and deploys the restoration needed to bring your property back to pre-loss condition. A restoration company works to complete the repair. Paul works to make sure the insurance company pays for all of it. If your home or business anywhere in Pennsylvania, New Jersey, or Delaware suffered hurricane or tropical storm damage and needs restoration, call Paul Definis at 610-721-4199 before you sign with a restoration contractor.
Tornado and severe wind events leave a property exposed — torn-off roofs, collapsed walls, and shattered windows that let in water and further structural damage until the building is secured and rebuilt. Tornado damage restoration means emergency board up, structural repair, water mitigation, and rebuilding, all covered parts of a properly documented claim. Paul Definis documents the complete tornado loss, gets the claim approved so the insurance company pays for the full restoration, and then coordinates and deploys the crews to bring your property back to pre-loss condition. A restoration company works to complete the repair. Paul works to make sure the insurance company pays for all of it. If your home or business anywhere in Pennsylvania, New Jersey, or Delaware suffered tornado or severe wind damage and needs restoration, call Paul Definis at 610-721-4199.
Paul Definis Philadelphia Claims Public Adjuster
8305 Torresdale Ave, Philadelphia PA 19136
Call 24 Hours: 610-721-4199
Email: PaulDefinis@aol.com
Storm Damage Claims — Media 19063
Storm Damage Claims — Rose Valley 19063
Storm Damage Claims — Springfield 19064
Storm Damage Claims — Moylan 19065
Delaware County — Northeast Philadelphia — Bucks County — Montgomery County
A fire loss is more than the flames. Smoke, soot, firefighting water, and hidden structural damage all have to be documented — or the settlement falls short. Before you accept the insurance company's estimate, call Paul Definis. Call 610-721-4199.
When a tree comes down on your home, the damage often runs deeper than the roof — structure, interior, and water damage can follow. Paul documents the full loss so your claim isn't underpaid. Call 610-721-4199.
Flood losses are complex, and coverage is often disputed or misunderstood. Paul reviews your policy, documents the full extent of the damage, and works to get every covered dollar of your claim. Call 610-721-4199.
Flood losses are complex, and coverage is often disputed or misunderstood. Paul reviews your policy, documents the full extent of the damage, and works to get every covered dollar of your claim. Call 610-721-4199.