"Great fire adjuster"
— John Pizzoferrato"The best in the business for sure! Large fire experts..also handle all losses."
— Aftab Khan
Water damage moves fast. Within hours of a pipe burst, appliance failure, or storm intrusion, moisture spreads behind walls, under floors, and into ceilings where it cannot be seen. By the time a visible stain appears the hidden damage is already significant. Water damage claims are among the most disputed in the property insurance industry because the source of the water determines what your policy covers and what it excludes. Paul Definis documents the source, the path the water traveled, and every surface it affected before cleanup begins — so the claim is built on the complete picture rather than what was visible at the surface. Before you accept any offer on a water damage claim in Burlington County or Camden County, call Paul Definis at 610-721-4199.
Water damage and flood damage are not the same thing under a standard homeowners insurance policy. Water damage from a burst pipe, appliance failure, or roof intrusion is typically covered under a standard policy. Flood damage — water that enters a home from outside as the result of a flooding event — is generally excluded from standard homeowners coverage and requires separate flood insurance through the National Flood Insurance Program. The distinction matters enormously when filing a claim. South Jersey communities near the Delaware River and low-lying areas face real flood risk, and insurance companies use the source of the water to determine coverage. Paul Definis reviews your policy and documents the actual source of the water so the claim is presented correctly from the start. If you are unsure whether your loss is a water claim or a flood claim in Burlington or Camden County, call Paul Definis before you file.
After a water loss, restoration must begin quickly to prevent mold and further structural damage. Emergency water extraction, drying, dehumidification, and content removal all have to be coordinated properly — and every cost associated with that emergency work is a legitimate part of your insurance claim. This is where Paul Definis is different from a restoration contractor. Paul first gets your claim documented and approved so the insurance company pays for the work, then coordinates and deploys the restoration services needed to bring your property back to pre-loss condition. A restoration company works to complete the repair. Paul works to make sure the insurance company pays for all of it. If your home or business in Burlington County or Camden County suffered water damage and needs restoration, call Paul Definis at 610-721-4199 before the insurance company closes your initial inspection.
Paul Definis has assisted homeowners and business owners with water damage insurance claims across South Jersey, Philadelphia, and the surrounding region for over 30 years. Water losses from storm intrusion, appliance failures, roof leaks, and pipe failures all require different documentation strategies. Paul knows how insurance companies evaluate water claims, what documentation is required to challenge a low estimate or a disputed source determination, and how to present a complete claim that recovers the full value of the loss. Most homeowners file a water damage claim once or twice in their lives. The insurance company's adjuster handles hundreds every year. Before you sign anything on a water damage claim in Burlington County, Camden County, Gloucester County, or anywhere in South Jersey, call Paul Definis at 610-721-4199.
When you file a water damage claim, the insurance company assigns an adjuster whose job is to protect the company's bottom line. That adjuster decides what is covered, estimates the cost of repairs, and sets the amount the insurance company offers you. A public adjuster works the other side of that equation entirely for you. Paul Definis inspects the property independently, documents every category of damage the insurance company's adjuster may have missed or minimized, and prepares a detailed estimate of the full loss. When the insurance company's offer falls short, Paul has the documentation to challenge it.
Studies of insurance claims have consistently shown that policyholders who use a public adjuster recover significantly more than those who accept the insurance company's first offer. In Burlington County, Camden County, and throughout South Jersey, Paul Definis makes sure you are not leaving money on the table. Call 610-721-4199 before you accept any settlement.
A burst or leaking pipe can soak floors, walls and everything below in minutes, and the damage keeps spreading long after the water is shut off. The insurance company's first estimate rarely covers the full drying, tear-out and rebuild that a real restoration takes. Paul Definis documents the entire water loss and negotiates the claim so the settlement covers a proper restoration. A restoration company works to complete the repair. Paul works to make sure the insurance company pays for all of it. Call 610-721-4199.
Frozen and burst pipes are among the most damaging losses a home or business can suffer, because the water often runs undetected before anyone finds it. Behind the walls and under the floors, that water causes rot and mold if it is not fully dried and restored. Paul documents the full extent of the pipe damage, builds the claim to cover it, and once it is approved he coordinates and deploys the restoration to bring the property back to pre-loss condition. Call 610-721-4199.
Flood and basement water losses are complex, and coverage is often disputed or misunderstood. What is covered, what is excluded, and how the damage is valued all determine whether the claim is paid fairly. Paul Definis reviews the policy, documents the full extent of the flood or basement water damage, and negotiates the claim. A restoration company works to complete the repair. Paul works to make sure the insurance company pays for all of it. Call 610-721-4199.
A commercial water loss can damage the building, the equipment and the inventory, and can shut a business down while the property is restored. Every part of that has to be documented and valued correctly or the settlement falls short. Paul documents the full commercial water loss, including business interruption where it is covered, and once the claim is approved he coordinates the restoration. Call 610-721-4199.
Paul Definis Philadelphia Claims Public Adjuster
8305 Torresdale Ave, Philadelphia PA 19136
Call 24 Hours: 610-721-4199
Email: PaulDefinis@aol.com
Water Damage Restoration — Burlington County NJ
Water Damage Restoration — Camden County NJ
Water Damage Restoration — Gloucester County NJ
Flood Damage Claims — South Jersey New Jersey
South Jersey — Philadelphia — Delaware County — Bucks County
A fire loss is more than the flames. Smoke, soot, firefighting water, and hidden structural damage all have to be documented — or the settlement falls short. Before you accept the insurance company's estimate, call Paul Definis. Call 610-721-4199.
When a tree comes down on your home, the damage often runs deeper than the roof — structure, interior, and water damage can follow. Paul documents the full loss so your claim isn't underpaid. Call 610-721-4199.
Flood losses are complex, and coverage is often disputed or misunderstood. Paul reviews your policy, documents the full extent of the damage, and works to get every covered dollar of your claim. Call 610-721-4199.
